Credit Repair Planner is a useful software that helps you to create an optimized repayment schedule which factors in credit improvement. The concept is simple: pay off the highest-interest cards first while bearing in mind that carrying in excess of 50% on any revolving credit line dings your credit score.

Credit Repair Planner will break this down into two repayment schedules - the first to get all cards down below 50% and the second to take them down the rest of the way.

Although Credit Repair Planner is useful for scheduling repayment, it is meant primarily as an educational tool — making the path to credit-repayment explicit, concrete and visual. A clear understanding of the debt-repayment path is a crucial part of lifelong debt management.

To use Credit Repair Planner, just download and run - the program is entirely self-contained and requires no installation (it can also be run directly from fixed media such as floppy or CD).


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